CZ: When young, it is important to balance spending, saving, and investing, finding the optimal balance point

By: theblockbeats.news|2026/01/23 11:00:31

BlockBeats News, January 23rd. Binance founder CZ stated that when we are young, our ability to earn money is usually lower, so we need to balance the following three aspects: spending, saving, and investing. Investment not only includes financial investment but also encompasses self-improvement. The key is to find a balance close to the optimum point. The book "Die with Zero" elaborates on this further.

On December 13th last year, CZ stated in an interview with Pakistani social entrepreneur Bilal Bin Saqib that the most fundamental way of learning is through reading. He advised young people to focus on risk management and, due to the tremendous potential for future income, they can take on higher risks. He recommended avoiding excessive savings, investing resources in oneself, and improving personal skills.

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